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Doug Lambert is an agent of and licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, CA (CA Insurance License #0G11726), CO, FL, GA, HI, KY, NJ, OR, PA, TX, VA, and WA. No insurance business may be conducted outside the states referenced.

Doug Lambert is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 10885 Ne 4th St Ste 1400, Bellevue, WA, 98004, 425-462-4931. In this regard, this communication is strictly intended for individuals residing in the states of AZ, CA, CO, FL, GA, HI, KY, MA, OR, PA, TX, VA, and WA. No offers may be made or accepted from any resident outside the specific states referenced.

Doug Lambert is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of AZ, CA, CO, FL, GA, HI, KY, MA, OR, PA, TX, VA, and WA. As such, these services are strictly intended for individuals residing in the states referenced.

Farhod Sultonov is an agent of and licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of CA (CA Insurance License #0M33608), FL, GA, IL, MA, MD, MO, NC, NJ, NY, OH, PA, TN, TX, VA, WA, and WI. No insurance business may be conducted outside the states referenced.

Farhod Sultonov is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 285 Fulton St 39th Fl, New York, NY, 10007, 646-898-7328. In this regard, this communication is strictly intended for individuals residing in the states of CA, FL, GA, IL, MO, NC, NJ, NY, OH, PA, TX, VA, WA, and WI. No offers may be made or accepted from any resident outside the specific states referenced.

Farhod Sultonov is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of CA, FL, GA, IL, MO, NC, NJ, NY, OH, PA, TX, VA, WA, and WI. As such, these services are strictly intended for individuals residing in the states referenced.

Farhod Sultonov is a Member Agent of The Nautilus Group®, a service of New York Life Insurance Company.

Curtis Lightle is an agent of and licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, CA (CA Insurance License #0F98842), CO, MA, MD, OR, UT, and WA. No insurance business may be conducted outside the states referenced.

Curtis Lightle is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 10885 Ne 4th St Ste 1400, Bellevue, WA, 98004, 425-771-8101. In this regard, this communication is strictly intended for individuals residing in the states of AZ, CO, GA, MA, OH, OR, TN, TX, UT, and WA. No offers may be made or accepted from any resident outside the specific states referenced.

Curtis Lightle is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of AZ, CO, GA, MA, OH, OR, TN, TX, UT, and WA. As such, these services are strictly intended for individuals residing in the states referenced.

Kristin Montagne is an agent of and licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, CA (CA Insurance License #4145195), CO, FL, ID, MT, SC, SD, TX, VA, and WA. No insurance business may be conducted outside the states referenced.

Kristin Montagne is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 10885 Ne 4th St Ste 1400, Bellevue, WA, 98004, 206-778-0407. In this regard, this communication is strictly intended for individuals residing in the states of AZ, CA, CO, MT, NC, OR, SD, TX, VA, and WA. No offers may be made or accepted from any resident outside the specific states referenced.

Kristin Montagne is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of AZ, CA, CO, MT, NC, SD, TX, VA, and WA. As such, these services are strictly intended for individuals residing in the states referenced.

Douglas Lambert is an agent of and licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of CA (CA Insurance License #4414251), FL, KY, NJ, PA, TX, VA, and WA. No insurance business may be conducted outside the states referenced.

Douglas Lambert is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 10885 Ne 4th St Ste 1400, Bellevue, WA, 98004, 425-281-9794. In this regard, this communication is strictly intended for individuals residing in the states of CA, CO, FL, MD, NJ, OR, PA, TX, VA, and WA. No offers may be made or accepted from any resident outside the specific states referenced.

Douglas Lambert is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of CA, CO, FL, GA, MD, NJ, OR, PA, TX, VA, and WA. As such, these services are strictly intended for individuals residing in the states referenced.

Neither New York Life Insurance Company nor its agents or affiliates provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.

For more information about NYLIFE Securities LLC and its investment professionals.

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